Personal Information: Any information that can identify a specific individual.
Aggregate Information: Any information that does not allow us to identify a specific individual. Examples include demographic information, areas visited on the Site or what browser was used to access the Site.
Cookie: Electronic files that your web browser places on your hard drive to retain information relating to visits to and use of a website. Although they allow you to visit the Site more efficiently, they may be disengaged by changing your browser properties.
Pixel Tags: An electronic image, often a single-pixel (1x1), which is ordinarily not visible to Site visitors and may be associated with cookies on the visitors' hard drives.
Internet Protocol Address: An address identifying number that is automatically assigned to your computer by your Internet Service Provider.
We may collect various types of voluntarily provided personal information from visitors to the Site. This includes such information as:
By submitting a telephone number to Talcott Resolution you agree that a representative of Talcott Resolution can contact you at the number you provide, potentially using automated technology (including texts/SMS messaging) or a pre-recorded message. Your consent is not an obligation to receive any of our products and/or services.
We use personal information provided by individuals who visit our Site to fulfill the purpose for which the visitor provided the information, such as:
We also may de-identify the personal information collected by removing identifiers such as your name or by aggregating information. We may use such aggregate information as described in the section "Other Information We Collect and How We Use It" found below.
We do not use information obtained on this Site for direct marketing purposes. If we share your information for such purpose we will inform you and provide you with an opt-out option, and upon request, a list of all third parties with whom personal information has been shared.
We work with third parties that provide services to us and we may share your personal information with them to complete those services. Those parties can include but are not limited to:
We may also share personal information about visitors, and customers with nonaffiliated companies with whom we have a marketing or other business relationship, including nonaffiliated financial services providers with whom we jointly market products.
We may disclose personal information to:
In the event there is a change in the corporate structure of Talcott Resolution, such as a merger, consolidation, sale, liquidation or transfer of substantial assets, Talcott Resolution may, in its sole discretion, transfer, sell or assign information collected on and through this Site, including personal information about you, to one or more affiliated or nonaffiliated third parties.
We may gather and store aggregate information about visitors. The collection of this aggregate information enables us to measure the number of visitors to various portions of the Site, diagnose problems with our server, administer the Site and track visitor activity.
We will use this aggregate information to learn more about what you and our customers are expecting from our services, and tailor and improve the Site. Because aggregate information collected on the Site does not personally identify you, we may use aggregate information for any purpose, and share aggregate information with third parties for any purpose. Below are ways we may collect this aggregate information:
Talcott Resolution’s Site is not directed to or intended for children. Talcott Resolution does not knowingly collect or post information from children under the age of 13 in compliance with laws protecting the privacy of children.
By using our Site, you affirm that you are at least 18 years of age or older. We are not liable for any damages that may result from a user’s misrepresentation of age.
No one under age 13 is authorized to submit or post any information, including personally identifying information, on our Site. Under no circumstances may anyone under age 13 use our Site. Parents or legal guardians of children under 13 cannot agree to these terms on their behalf.
You can visit the Federal Trade Commission's website to learn more about the Children's Online Privacy Protection Act (COPPA).
Talcott Resolution maintains profiles and/or pages on various social media sites including LinkedIn. If you choose to “Like”, “Follow”, or take any similar action on another social media website, you are providing your consent to receive information updates, including solicitations, from Talcott Resolution. To stop receiving this information from Talcott Resolution on a social media site, you must follow the procedure established by the website. For example, on LinkedIn, you must click “Unfollow” on Talcott Resolution’s profile.
We take reasonable precautions to safeguard the personal information transmitted between visitors and the Site and the personal information stored on our servers, and we require third parties with whom we share personal information to use reasonable precautions to safeguard such information. Unfortunately, no method of transmitting or storing data can be guaranteed to be 100% secure. As a result, although we strive to protect your personal information, we cannot ensure the security of any information you transmit to us through, or in connection with, the Site, and transmission of such data is therefore entirely at your own risk.
If you have reason to believe that your interaction with us is no longer secure (for example, you feel that the security of any account you might have with us has been compromised), you must immediately notify us of the problem by contacting us at Talcott Resolution, 1 Griffin Rd North, Windsor, CT 06095.
In the unlikely event that we believe the security of your personal information in our possession or control may have been compromised, we will notify you of such compromise if legally required to do so. If notification is required, we would endeavor to do so as promptly as possible in accordance with all applicable laws.
Security tip: If you receive an email or other correspondence requesting that you provide any sensitive information (including your password or Social Security number) via email or to a website that does not seem to be affiliated with the Site, or that otherwise seems suspicious to you, please do not provide such information. Report such requests to us at Talcott Resolution, 1 Griffin Rd North, Windsor, CT 06095.
Those who choose to access the Site, do so on their own initiative and at their own risk. By using the Site you consent to the transfer of your information collected on the Site to our United States operations. You are responsible for complying with all local laws, rules and regulations when you use our Site.
Effective Date: October 12, 2018
We value your trust. We responsibly manage, use and protect your Personal Information.
This notice describes how we collect, disclose, and protect PI.
We collect PI to service your Transactions with us. We also collect PI to support our business.
We may obtain PI from You and your Transactions with us, or from third parties such as consumer-reporting agencies.
Based on the type of product or service You apply for or get from us, PI may be gathered from sources such as applications, Transactions and consumer reports. This includes PI such as:
To serve You and our business, we may share PI.We will share PI, as allowed by law, with our affiliates. This includes:
As allowed by law, we may share Personal Financial Information with our affiliates to market our products and/or services. We will not provide You with an option to prevent these disclosures.
We may also share PI, as allowed by law, with other third parties who help us serve You and our business. This may include:
When allowed by law, we may share PFI with third parties to perform services or functions. Those third parties help us:
We will not sell or share your PFI for purposes unrelated to our business without allowing You the opportunity to "opt-out" or "opt-in" as required by law.
We only disclose Personal Health Information with:
Our employees have access to PI in the course of doing their jobs, to:
We use procedures to maintain the confidentiality and the integrity of Your PI, and to protect against unauthorized access.
To protect PI we use:
We identify protected information, and secure and safeguard that data.
We only grant access to protected data to those who require it for job-related duties.
Application: your request for our product or service.
Personal Financial Information:
Personal Health Information:
PI: information that identifies You personally and is not otherwise available to the public. It includes:
Transaction: your business dealings with us, such as:
You: an individual who has given us PI when asking about, applying for or obtaining a financial product or service from us if the product or service is used mainly for personal, family, or household purposes.
*This Customer Privacy Notice is being provided on behalf of Talcott Resolution Life, Inc. and its subsidiaries, to the extent required by the Gramm-Leach-Bliley Act and implementing regulations. This includes: American Maturity Life Insurance Company; Talcott Resolution International Life Reassurance Corporation; Talcott Resolution Life and Annuity Insurance Company; Talcott Resolution Life Insurance Company; Talcott Resolution Distribution Company, Inc.; and Talcott Resolution Comprehensive Employee Benefit Service Company.
Effective Date: October 12, 2018
We value your trust. We are committed to the responsible:
of your Personal Information.
In general, we collect Personal Information to:
We may obtain Personal Information from:
Based on the type of product or service You apply for or get from us, we may collect Personal Information. We may use this information to:
To serve You and service our business, we may share certain Personal Information with our affiliates and third-parties, including affiliates such as our insurance companies, our employee agents, our brokerage firms, and our administrators; and including third parties such as contractors, agents or administrators under contract to perform services on our behalf, with independent agents, brokerage firms, and insurance companies to serve you; and service providers to administer or investigate claims, to store Personal Information, market our products or services, or administer surveys.
We only transfer or disclose Personal Health Information with:
Your Personal Information may be maintained and processed by our affiliates and other third party service providers in the US or other jurisdictions. Third parties are given the information they need to perform their designated functions, and we do not authorize them to use or disclose Personal Information for their own marketing or other purposes. For details on the manner in which our service providers treat your Personal Information, contact us as set forth below.
If your Personal Information is shared, stored and/or processed in foreign jurisdictions, your Personal Information may be subject to the foreign jurisdiction’s laws and available to its courts, regulatory agencies and law enforcement authorities.
With your consent or when allowed by law, we may use or share certain Personal Information with third parties who:
We will not sell or share your Personal Information with anyone for these optional purposes without offering You the opportunity to:
as required by law.
We may transfer any information we have about you as an asset in connection with a proposed or completed merger or sale (including transfers made as part of insolvency or bankruptcy proceedings) involving all or part of Talcott Resolution or as part of a corporate reorganization or other change in corporate control.
We may otherwise provide your Personal Information in response to a search warrant or other legally valid inquiry or order, in the case of a breach of an agreement or contravention of law, or as required or permitted by applicable Canadian, US or other law. We may also disclose Personal Information where necessary for the establishment, exercise or defense of legal claims and to investigate or prevent actual or suspect loss or harm to persons or property.
We have implemented technical, physical, and administrative safeguards designed to maintain:
Personal Information in our custody or control. We use these procedures to guard against unauthorized access, use, modification, and disclosure of such Personal Information.We:
We are committed to the use of accurate Personal Information. You may request access to your Personal Information and seek correction of any inaccurate Personal Information. However, such access may be limited where we are under legal restrictions on disclosure or need to protect our rights and those of other persons, such as:
We retain Personal Information for so long as is required to enable us to fulfill all of the purposes for which such information was collected and to meet our legal and contractual obligations.
For general information, information about our privacy practices, complaints, or written access requests, contact:Talcott Resolution (Canadian Operations)
Application means your request for our product or service.
Personal Health Information means health information such as:
Personal Information is information about an identifiable individual, such as:
Transaction means your business dealings with us, such as:
You means an individual who has given us Personal Information in conjunction with:
a financial product or service from us.
Effective Date: May 31, 2018
New York Insurance Law §2612 domestic violence law provides victims of domestic violence with important protections. Illinois Administrative Code Section 2028 provides similar protections for victims of actual or threatened violence, including domestic violence. A victim, the legal representative of the victim or, if a child is the covered person, the child’s parent or guardian may request to receive policy information at an alternate address, telephone number, or other method of contact.
Upon delivery of a valid order of protection or a reasonable request for confidentiality, the insurer is prohibited (for the duration of the order or request) from disclosing to the policyholder or other person the address, telephone number, or any other personally identifying information of the insured, of any person or entity providing health services to the insured, the nature of the health services provided, or any other information from which there is a reasonable basis to believe the forgoing information could be obtained.
If a child is a covered person, then the right established by this section may be asserted by the child’s parent or guardian. The full text of New York Insurance Law Section 2612 can be found on the New York State Legislature’s website. The full text of Illinois Administrative Code (Title 50: Insurance, Chapter I, Subchapter z, Part 2028) can be found on the Illinois General Assembly website.
Talcott Resolution Life has adopted procedures to maintain the confidentiality of, and to refrain from disclosing, the information protected by the above statutes. To submit a request to receive communications by alternative means or at alternative locations, or to revoke such a request, please contact Talcott Resolution Operations Compliance at the following address:Postal Address:
After a reasonable request has been received, a requester may revoke the prior request by submitting a written sworn statement revoking the request to Talcott Resolution Life at the address above.
For New York Residents:
For further information on domestic violence services, you may contact the NYS Domestic and Sexual Violence Hotline by the following
For Illinois Residents:
For further information on domestic violence services, you may contact the State of Illinois Domestic Violence Helpline by the following:
Effective Date: May 31, 2018
We value your trust, and we are committed to the responsible protection of your Social Security number ("SSN"). This notice applies to any SSN that we collect in the course of our business. We protect the confidentiality of SSNs, including by maintaining manual and electronic security procedures to guard against unauthorized access to SSNs. We also limit access to SSNs, including by only granting access to SSNs to our employees who use that information to perform their job-related duties. In addition, we do not disclose SSNs to third parties, except where required or permitted by law.
Effective Date: May 31, 2018